Table of Benefits
The following table shows a comparative summary of the main benefits provided.
Important Notes
- Cover is only available to UK residents who are aged 64 or under on the day they go on holiday.
- Premiums include insurance premium tax at the prevailing rate where applicable.
- For each claim under one or more of the sections below marked with an asterisk (*), an excess of £60 per person will be deducted.
- The full details of the cover provided are ONLY provided in the Policy Wording.
- This does not replace the Key Facts document, which you should read before you buy this insurance.
| Cover Section | Benefit Amount For each person insured we pay up to... |
Standard Holiday | Budget Holiday | Standard Holiday including Winter Sports |
Budget Holiday including Winter Sports |
| Medical/additional expenses* | Unlimited |  |
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| ACE assistance | Unlimited |  |
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| Cancellation, Curtailment & Rearrangement* | £3,000 | |
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| Personal property* (including mobility aids) | £1,500 (Limit for mobility aids - £500; limit for any other single item - £250; total payable for all valuable items - £250.) | |
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| Money* | £500 | |
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| Personal liability | £2 million | |
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| Legal advice/expenses | £25,000 | |
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| Compassionate Return | £300 | |
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| Petcare Fees | £150 | |
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| Essential medication, dentures, hearing aids, glasses and contact lenses (courier costs only) | £100 | |
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| Travel delay | a) £20 after 12 hrs delay, £10 after next 12 hrs etc. (max. £100) b) or £3000* if holiday abandoned after 24 hrs delay (outward) |
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| Personal accident | £15,000/£40,000 (See policy for full details) | |
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| Lost passport/driving licence | £250 | |
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| Hijack | £50 for each 24 hours (max £500) | |
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| Hospital benefit | £20 for each 24 hours (max £400) | |
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| Missed departure* | £500 | |
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| Winter sports (optional) | ski hire - £20 per day Lack of snow - £20 per day Unused ski pass - £75 per week Avalanche cover - £100 |
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